Print Posted on 11/11/2017 in Financial Planning

It’s Not What You Earn, It’s What You Keep

It’s Not What You Earn, It’s What You Keep

"At the end of the day the return of  your money is more important than the return on your money."

After several years as an accountant, Jordan D. Main had become dismayed by the prevalence of bad or incomplete investment advice given by financial advisors to mutually shared clients. Well thought-out tax strategies designed by Main for his clients were being undermined by ill-advised investment choices.

“Even highly experienced advisors unintentionally expose clients’ assets to risk,” says Main. “By rule, most investment advisors can’t offer tax advice. Few have had sufficient training or certifications.”

Main formed Main Financial Group (MFG) in 2006 to fill the need for comprehensive and carefully orchestrated financial planning services. It is a hybrid independent financial services, tax advisory and investment management firm with five divisions: tax preparation, accounting services, insurance product lines, wealth management and retirement planning. Each area works in concert with the others to produce the best outcomes.

“Your financial world is always shifting. The market moves up and down. Tax rates may increase, as could inflation. Health issues advance with age. Your goals change as you transition into retirement,” says Main. “We don’t know of many other advisory firms in Michigan with the experience to evaluate how changes in one area could impact the others.”

The Personal CFO

MFG has an impressive team of financial professionals. Mr. Main is joined by Thomas G. Sleva and Adam R. Freund. The firm offers knowledge and experience with, insurance products, such as annuities, long-term care strategies, and managed money. Their combined talents, experience, and fiduciary responsibility equip them to address their clients’ entire financial lifecycle, from the wealth-building years through to retirement and disbursement of the estate.

“This continuity is a significant asset to investors over time,” explains Main. “Too many retirees find themselves woefully unprepared and misinformed about a withdrawal strategy. Many financial professionals aren’t motivated to serve people with decreasing assets. What makes us different is that we’ve been planning for your retirement lifestyle from day one.”

Key to MFG’s approach is a conservative investment philosophy that minimizes risks and results in more value. “Advisors are constantly comparing their results in terms of returns,” says Main. “We understand at the end of the day the return of your money is more important than the return on your money. Our retirement planning emphasizes creating a foundation of getting people guaranteed income to sustain their retirement lifestyle that will not be eroded by taxes, healthcare costs, market downturns or inflation.

The unique business model created by Main has proven to be very successful. The firm now has two offices in Michigan – Brighton and Midland. A new office will be opening in southwest Florida in 2018.

“We’re very proud of the growth of our firm over the past 12 years,” concludes Main. “But we are most gratified by the loyalty and trust our clients place in us. Referrals by our clients to others have been responsible for almost all of our success and is our biggest compliment.”

As Seen in Kiplinger's Personal Finance

Main Financial Group

Brighton | Midland

(248) 347-MAIN (6246) |

“Main Financial Group is an independent fi nancial services fi rm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investment advisory services offered
only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Main Financial Group are not affi liated companies. Investing involves risk, including the potential loss of principal. Any references to guaranteed lifetime
income generally refer to fi xed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the fi nancial strength and claims-paying ability of the issuing insurance company.” AW08173860

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